A single rupee from your pockets can bring a vital change in their lives. The funds donated can be utilized in child development education. A number of NGOs and charity  homes have mushroomed across the cities and towns and these work hand in hand to promote child welfare and weed out the social evils which have clutched the future of India, the children of India. There are many good charities out there, the need is to do a little research to find them and stretch out a helping hand as your helping hands will guide these children to a bright future. One need not go hunting for the charities, the information is available online and even easier, one can donate online too.

The internet has grown tremendously over the years and it is today, the most powerful tool one can use to help donating to charity and thus, aid in the education and welfare of impoverished children. However, the donors should also be vigil enough to search amongst the many, many charities which are out there and ready to exploit the good will of people. You can take the help of many websites and thus, keep yourself from being fooled by the scammers. A list of guidelines will help you decide the charity you would want to give a donation to. And yes, while donating for charity always make sure that you donate it only to the charities you are familiar with. A number of known and popular charities like Plan India and many others are available online with all their information and guidelines. In case of other charities not so familiar to you, always check their details at your state or local government offices.

Do not give out your information to anyone asking for donations through e-mails; especially if you have not asked for any solicitation as a good chance lies for it to be fraudulent. Always explore well before making donation for children and check the
financial records of the charity that asks you to donate. Concentrating on child welfare India has also taken crucial steps wherein the donations from the public are directed to child development education. National charities and the reputed charities let the donors know, where their donated money really goes. Therefore, research well and then bless the impoverished children towards a developed future.

Before I start, I should mention that (a) my official education up to university level has been in the field of finance, investment & business and (b) I had spent about seven years of my professional life applying it within one of the biggest investment banks in the world prior to starting my own business.

Hope I don’t sound pompous…I say this only because you need to know you’re not taking advice from a clueless buffoon (there’s quite a few out there running ezines you know).

If you really want to acquire wealth – serious wealth that means you can go where you want, when you want, with who-ever you want, and for however long – you must first understand the following rules. Believe me, it took me a long time to understand them, and the sooner you “get it”, the bigger your bank balance and the fancier your holidays will be.

1.       Money? It’s Just A Concept – And You Can Have As Much Of It As You Want.

First, understand that wealth is just a concept.. People seem to view money as a sort of god. They worship it. Respect it. Even feel they are not worthy – in actual fact, the “rich” understand that wealth is a concept. It can be “created” out of thin air.

2.       Want Wealth? You Must Own Your Own Business.

I suspect you know this already. Without exception, the richest people in the world OWN businesses – they don’t work for them. The rich control assets – buildings, businesses…and these days, influential websites. If you’re reading this as an employee of a company – understand that the system is stacked up AGAINST you to own serious wealth. As an employee you’re just a cog in a machine that’s designed to create wealth for someone else (the owners/shareholders of the business you toil for). You really must devise a plan to escape the rat race and start your own business. That doesn’t mean going in to work on Monday morning, giving your boss a clip around the ear and handing him your resignation. Not at all (though if you do, be sure to post it on you tube).. It means developing a personal plan that generates extra income that grows till you can take that step and work for yourself full time.

There’s an old saying that I believe to be apt for all employees – the problem with the rat race is that even if you win, you’re still just a rat.

3.       Know What “Wealth” Is For You

My idea of wealth is different from yours. Bill Gates has a different idea from both of us. You must know what wealth is for you. Is it to have enough money to pay the bills, or more? I would hope the latter. You must identify a target – write it down – because unless you know where the target is, you’re probably going to miss.

4.       Be Motivated For Wealth

Motivation is seriously under-rated. It comes into it’s own when the going gets tough (and if you have a right old go at becoming wealthy, believe me they WILL get tough). When you know what you’re doing the grit for, you’ll pull through. Think about what matters to you – is it family? Charity? Or do you just want to party on a beach in the Caribbean and pull pretty girls (or guys)?

There’s no right or wrong answer – just know why you’re doing it for, it really helps.

These are some of the things that are in my personal wealth diary. Next, I want to talk a little about some of the actual steps you can take to secure your financial well being.

5.       Be Financially Literate

It’s actually shocking, but schools barely prepare young minds with the knowledge and skills required to build personal wealth. Looking back during my own education, I dread to think where I would be today, financially, had I relied on what I picked up there. Probably behind the counter at a Burger King.

It’s really important to arm yourself with an understanding and knowledge of how money, wealth and such things work. You must understand how to read a balance sheet. You must be able to understand a stocks movement. You must be able to identify trends in the financial marketplace – be it stocks, bonds, real estate or one of the many financial investments you may not even know exists.

On that note, the more literate you become, the more investment ideas you’ll unearth. There are thousands of different investment types that the average joe on the street is clueless about. Some of these are very powerful.

For instance did you know that you can invest in a paid parking lot for a few hundred bucks? And you get dividends on the parking proceeds, plus capital gains on the land year after year. This is just something that springs to my mind – I’m not advocating it, just letting you know that there are wealth generation ideas to suit every style and budget of investor. But unless you educate yourself, it’s all passing you by.

6.       Be Very Aware Of Fear And Greed

Fear and greed are the two basic emotions that drive markets. They can equally make you very wealthy, or crush your assets into a powdery dust. You must be able to work them (and even today, with years of experience and training under my belt, I find this a challenge)

Some of the marketing guru’s are true masters of manipulating these virtues. In fact, see any well crafted sales letter and you’ll see, in between the lines, they’re using the emotions of fear and greed to get you to pull the trigger. Your business will die if you don’t buy my “ultra bultra automatic red button traffic generation software” they’ll bleat. And most people will fall for it, because it’s a psychological trap that we’re all programmed to succumb to.

Fear and greed dominates every aspect of our world – including our ability to generate and grow our fortunes. Look out for it.

7.       Which Wealth Building Investments? That Changes From Day To Week To Year…

Ten years ago, real estate investment in the Docklands (Canary Wharf) was such a no brainer. With investment banks moving into this area in droves, and a plethora of bistro’s, shops and malls springing up, real estate prices doubled and trebled promptly. Today, that boom has levelled so it no longer is the same investment it was.

My point here is that there is no “one size fits all” investment that always works. However, there are usually bargains to be had in any and every environment. Today, one of the biggest bargains around is setting up an e-business using skilled labour with outsourcing from fast-growing countries like India. We’ve discussed this at length in the past so I wont go back to it, but it’s a real area to look in to.

There’s a lot more – real estate in some regions remains a fairly sure bet. Stock markets are jittery, but if you take a five to ten year stance there are companies out there that could hand you an early retirement. You just need to know how to find them, and again that all boils down to education. I’ve made spectacular gains in the markets, and it’s all because I know how to read a company’s financial statement plus make a few key investor calculations. If you can run an e-business, you can certainly do this too.

Don’t be left behind – take firm control of your financial destiny starting today.

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Every generation of student by the time they are in high school or college starts identifying with this song so well as they feel the system is leading them to become just another brick in the wall. No this writer is not suggesting that Pink Floyd spoke nonsense or that what we as students feel is absurd and wrong. This writer has also felt the same as any other student and hummed the song many times. However, at the same time I also feel for those who never get the opportunity to go to school, those who never get the opportunity to receive as much education to identify with the song. Instead of feeling that they are turning into another brick into the wall, they have to carry bricks at an early age. How cruel is life isn’t it?

Living in a developing country like India we don’t have to depend on television and magazine photographs to get the right information regarding the true situation in which the poor children of the poverty stricken people are living in. A stop at the traffic light, construction sites, roadside stalls, a visit to the temple or other religious place or the places the foreign tourist love to stay and visit, one can see poor children running about begging, peddling stuffs , or engaged in child labor. Child labor and begging, peddling things are common sites to be found in India, though it is banned by the government. Probably we are missing it out in the implementation of the child welfare the programs.

A well planned program needs to be charted out to help the poor and the needy people so that they do not send their children to work at an early age instead of sending to schools to complete their education. Whatever be our experiences with education system we could not have grown that capacity to understand the meaning of the song, neither could have hummed that song if we haven’t got the proper education.

Poverty is so cruel that it makes people do things against their wishes. Every parent in the world wants to give their kid the proper education and all the facilities that will ensure a bright future for them. Our parents too have slaved for us, so that we can lead a comfortable life. But fate does not favor everyone alike. There are people who even after hard work are not able to provide a good life for their children. Poverty compels them to withdraw their children from school, not allow their children to go to school. Whatever little their contribution would be to the earning of the family is first thought of. How to make a living takes priority than education. We cannot pass judgment on them for making the choice of ignoring the development of brain to quenching the fire of hunger. It’s a realistic decision.

However this should not be an excuse to ignore the welfare programs needed for helping the poor children. We need to design certain child development and child welfare programs exclusively to help poor children. Educating them should be prioritized as that will enable to call the shots for their life. Education societies need to be set up with the help of charitable organizations.